Tuesday, May 27, 2008

Consolacion Valley







Ready for Occupancy
Location: Lamac,Consolacion Cebu Phil.
Type: Bungalow Single Attached/ 2-storey Single Attached
bedrooms: 2 or 3
Toilet and Bath: 1 and 2
Complete unit with partitions and tiles
Lot Area = 60 sqm Floor Area = 45sqm
Selling Price= P950,000 (1.5M for 2-storey house)
Sample Computation:

IF:
PAGIBIG loanable amount = 950,000
Reservation Fee = P5,000
Processing Fee = P15,000


HDMF Monthly Amort 30 years = P8,969.73(excluding insurance)

IF: Inhouse Financing

FOR SINGLE STOREY (2 bedroom & 1 toilet/bath):

6 options to choose from:

OPTION 1: Cash Payment

H & L 60 sq. m. Php 950,000.00
Processing 15,000.00

TOTAL Php 965,000.00
===========

OPTION 2: Php 100,000.00 D/P with 2, 3, 4 and 5 years to pay

2 years to pay 47,546.00 monthly payments
3 years to pay 35,532.00 monthly payments
4 years to pay 29,525.00 monthly payments
5 years to pay 25,921.00 monthly payments

OPTION 3: Php 200,000.00 D/P with 2, 3, 4 and 5 years to pay

2 years to pay 42,050.00 monthly payments
3 years to pay 31,425.00 monthly payments
4 years to pay 26,112.00 monthly payments
5 years to pay 22,925.00 monthly payments

OPTION 4: Php 300,000.00 D/P with 2, 3, 4 and 5 years to pay

2 years to pay 36,553.00 monthly payments
3 years to pay 27,317.00 monthly payments
4 years to pay 22,699.00 monthly payments
5 years to pay 19,928.00 monthly payments

OPTION 5: Php 400,000.00 D/P with 2, 3, 4 and 5 years to pay

2 years to pay 31,056.00 monthly payments
3 years to pay 23,209.00 monthly payments
4 years to pay 19,285.00 monthly payments
5 years to pay 16,931.00 monthly payments

OPTION 6: Php 500,000.00 D/P with 2, 3, 4 and 5 years to pay

2 years to pay 25,575.00 monthly payments



FOR 2 STOREY (3 bedroom & 2 toilet/bath):

6 options to choose from:

OPTION 1: Cash Payment

H & L 60 sq. m. Php 1,500,000.00
Processing 15,000.00

TOTAL Php 1,565,000.00
===========

OPTION 2: Php 100,000.00 D/P with 2, 3, 4 and 5 years to pay

2 years to pay 80,183.00 monthly payments
3 years to pay 60,531.00 monthly payments
4 years to pay 50,704.00 monthly payments
5 years to pay 44,808.00 monthly payments

OPTION 3: Php 200,000.00 D/P with 2, 3, 4 and 5 years to pay

2 years to pay 74,517.00 monthly payments
3 years to pay 56,253.00 monthly payments
4 years to pay 47,121.00 monthly payments
5 years to pay 41,642.00 monthly payments

OPTION 4: Php 300,000.00 D/P with 2, 3, 4 and 5 years to pay

2 years to pay 68,850.00 monthly payments
3 years to pay 51,975.00 monthly payments
4 years to pay 43,538.00 monthly payments
5 years to pay 38,475.00 monthly payments

OPTION 5: Php 400,000.00 D/P with 2, 3, 4 and 5 years to pay

2 years to pay 63,183.00 monthly payments
3 years to pay 47,697.00 monthly payments
4 years to pay 39,954.00 monthly payments
5 years to pay 35,308.00 monthly payments

OPTION 6: Php 500,000.00 D/P with 2, 3, 4 and 5 years to pay

2 years to pay 57,517.00 monthly payments
3 years to pay 43,419.00 monthly payments
4 years to pay 36,371.00 monthly payments
5 years to pay 32,142.00 monthly payments

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